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AFLAC: Disability Income Protection, Accident, Cancer, Hospital Confinement Coverage

  • Sign up anytime directly with our AFLAC representative: Justin Davis, phone: 540-293-4341
  • Premiums are paid through payroll deduction, post tax, and coverage is portable


Coverage Overview

  • Disability Income Protection Insurance: Benefits include total disability, partial disability and transitional disability
  • Accident Indemnity Protection Insurance: Allows cash benefits to be paid directly to employee
  • Personal Cancer Indemnity Insurance: Includes first occurrence benefit, radiation and chemotherapy benefit
  • Hospital Confinement Indemnity Insurance: Daily benefit and rehabilitation benefit


Allstate: Group Accident and Cancer Coverage

  • You may apply by printing and completing the Allstate application. Go to the RCPS Intranet website, Human Resources, click the “Forms – Benefits” link. Submit completed form to Human Resources.

  • Group Accident coverage: is guaranteed issue [no evidence of insurability required].

  • Group Cancer coverage: if not elected during open enrollment last year or if not elected within 31 days of hire, evidence of insurability is required. 

  • Premiums are paid through post tax payroll deduction


40 Douglass Avenue NW, Roanoke, VA 24012 Phone 540-853-2502