AFLAC:
Disability Income Protection, Accident, Cancer, Hospital Confinement Coverage
​
- Premiums are paid through
payroll deduction, post tax, and coverage is portable
Coverage Overview
- Disability Income Protection Insurance: Benefits
include total disability, partial disability and transitional disability
- Accident Indemnity
Protection Insurance: Allows cash benefits to be paid directly to employee
- Personal Cancer Indemnity Insurance: Includes first
occurrence benefit, radiation and chemotherapy benefit
- Hospital Confinement Indemnity Insurance: Daily
benefit and rehabilitation benefit
Allstate:
Group Accident and Cancer Coverage
-
You may apply by printing and completing the Allstate
application. Go to the RCPS Intranet website, Human Resources, click
the “Forms – Benefits” link. Submit completed form to Human Resources.
-
Group Accident coverage: is guaranteed issue [no
evidence of insurability required].
-
Group Cancer coverage: if not elected during open
enrollment last year or if not elected within 31 days of hire, evidence of
insurability is required.
Coverage Overview
- Premiums
are paid through post tax payroll deduction
- Group Voluntary Accident Insurance:
- Benefits for on and off the job accidents
- Consists of a variety of benefits to help employees
with medical and hospital expenses
- Group Voluntary Cancer Insurance:
- Consists of a variety of benefits that correspond
with hospitalization, radiation/chemotherapy and surgery and has an initial
diagnosis benefit.
- $100 Wellness Benefit paid per insured annually when
one of the covered Wellness Tests is performed.