AFLAC: Disability Income Protection, Accident, Cancer, Hospital Confinement Coverage
​

• Sign up anytime directly with our AFLAC representative: Justin Davis, phone: 540-293-4341

• Premiums are paid through payroll deduction, post tax, and coverage is portable

Coverage Overview

• Disability Income Protection Insurance: Benefits include total disability, partial disability and transitional disability
• Accident Indemnity Protection Insurance: Allows cash benefits to be paid directly to employee
• Personal Cancer Indemnity Insurance: Includes first occurrence benefit, radiation and chemotherapy benefit
• Hospital Confinement Indemnity Insurance: Daily benefit and rehabilitation benefit

Allstate: Group Accident and Cancer Coverage

• You may apply by printing and completing the Allstate application. Go to the RCPS Intranet website, Human Resources, click the “Forms – Benefits” link. Submit completed form to Human Resources.

• Group Accident coverage: is guaranteed issue [no evidence of insurability required].

• Group Cancer coverage: if not elected during open enrollment last year or if not elected within 31 days of hire, evidence of insurability is required.

   

   

  Coverage Overview

• Premiums are paid through post tax payroll deduction
• Group Voluntary Accident Insurance:

• Benefits for on and off the job accidents
• Consists of a variety of benefits to help employees with medical and hospital expenses

• Group Voluntary Cancer Insurance:

• Consists of a variety of benefits that correspond with hospitalization, radiation/chemotherapy and surgery and has an initial diagnosis benefit.
• $100 Wellness Benefit paid per insured annually when one of the covered Wellness Tests is performed.